Terms and Conditions of Expense Tracker Money Manager

1. Introduction Welcome to Expense Tracker Money Manager. These Terms of Service govern the use of our mobile application and outline the legal relationship between you ("User") and the Owner. By using our services, you agree to comply with these terms.

2. Description of Service Expense Tracker Money Manager is a specialized mobile application designed to help users manage their finances by tracking income, expenses and budgets efficiently. While we take all reasonable steps to secure user data, we do not guarantee protection against unauthorized third-party access.

3. User Responsibilities

• Users are responsible for the accuracy of the financial data they input into the application.

• Users must ensure the security of their login credentials and personal financial information.

• Users should regularly back up their financial data to avoid potential loss due to device failure or application deletion.

4. Data Loss and Liability

• Users acknowledge that Expense Tracker Money Manager does not provide automatic backup services.

• The application owner is not liable for any data loss resulting from technical failures, device malfunctions, or accidental deletions.

• It is the user’s responsibility to maintain backups of financial records on external storage or personal devices.

5. Deletion Warning

• Deleting the Expense Tracker Money Manager application will result in the permanent loss of all stored data unless backed up externally.

• Users should export or transfer all essential data before uninstalling the app.

6. Limitation of Liability

• Users agree that the use of the application is at their sole risk.

• The Owner shall not be held responsible for any financial losses, incorrect calculations, or damages resulting from the use or inability to use the application.

• The service may contain bugs, errors, or other limitations, and the Owner does not warrant uninterrupted or error-free operation.

7. Security Disclaimer

• While we implement industry-standard security measures, we do not guarantee that the application is completely secure from cyber threats, hacking, or unauthorized access.

• Users should exercise caution and use additional security measures when handling sensitive financial data.

8. Right of Withdrawal (For European Consumers)

• European consumers have the right to withdraw from the service within 14 days of purchase.

• This right does not apply to services that have been fully used or digital goods that have been accessed upon purchase.

9. Modifications to the Terms

• The Owner reserves the right to update or modify these terms at any time.

• Users will be notified of significant changes, and continued use of the application after modifications constitutes acceptance of the revised terms.

10. Governing Law

• These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the Owner operates.

• Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts in that jurisdiction.

11. Contact Information For any questions or concerns regarding these Terms, please contact us at kaushik.ios521@gmail.com.

By using Expense Tracker Money Manager, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.